Get Paid to Pay Off Your Debt
Cut your APR in half*. Earn cash back over time by completing money challenges. 100% free.
Cut your APR in half*. Earn cash back over time by completing money challenges. 100% free.
We help you understand your relationship with money and build better habits over time.
As you improve, you can qualify to refinance their credit card debt for a lower interest rate (APR 9.99-16.99%) through our Rate Crusher Marketplace.
Active Debbie users save $100-$200/mo, and earn cash doing it.
Debbie helps you visualize your debt payoff progress.
Every week, receive money psychology tips and challenges that get you one step further towards debt freedom.
Debbie works with credit union partners on our Rate Crusher Marketplace who can help you refinance your high interest debt for a much lower rate, reducing your overall debt burden.
Debbie is where you start your journey to debt freedom. This is the program that guides, motivates, and rewards you for paying off debt! Debbie users have paid off 3x more debt than the average borrower, as well as saved around $100/month on average. Do you want to be part of this elite crowd? 👀
At the core of Debbie is a psychology-based debt payoff program, where we help you understand your money mindset, set goals, track your progress, and earn rewards when you reach milestones! Each part of the Debbie program will help you gain the knowledge and tools to upgrade your habits, stay out of debt forever, and build wealth.
Yes, Debbie is 100% free 🙌
Debbie partners with financial institutions that want to see you succeed. What’s in it for them? Well, you’re paying bills on time and using their savings account - they like that. Debbie makes money in two ways. 1) In addition to the rewards, our financial partners pay us a fee to offer the Debbie program. 2) We help you unlock financial products at better rates. When you do unlock it, the partner pays us for the new business.
Love how this app rewards you for your progress. The streaks have helped me make substantial progress on my debt, and the quick wins have taught me lots about financial literacy. Thanks Debbie!!!
This has turned into my favorite app. I love how intuitive and interactive it is. Getting $ to connect my credit card account, no financial institution does this!
Earning money by paying off debt is incredibly motivating. The learning pathways are helpful for general financial education. The developers have been receptive to feedback and are actively working to improve the app, which I love!
Join here. Terms apply.
* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.
** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.