Last updated: 12/22/21
By enrolling in the Program, Debbie users will have the opportunity to earn reward credits for completing certain “tasks” related to their financial health and their engagement with Debbie, which may be redeemable for cash when certain criteria are met (the “Rewards”). Task categories may be based on engagement with Debbie, debt payoff, spending or saving habits, or other behaviors, and the tasks may occur within a certain time frame or as a single event. Debbie will have sole discretion over how it assigns tasks and to whom, and Debbie will determine the amount of the Reward in its sole discretion. Debbie will evaluate whether the task was completed based on the information you have provided with respect to your linked accounts registered with Plaid, a vendor that connects customer accounts, and other sources of information as applicable in our sole discretion.
To enroll, you must:
2. Set up an account with Debbie.
Enrollment is this Program is subject to our approval.
To be eligible for the Program, you must (1) maintain an active account with us and (2) provide a valid phone number. Debbie will evaluate the performance of the tasks solely based on the information you have provided to us via Plaid or through other channels, chosen solely at our discretion.
Your Rewards are not redeemable for cash until you have accumulated a minimum of $50 in Rewards, or after three months of participation in the Program if you have accumulated $25 in Rewards, whichever is sooner (the “Minimum Threshold”). The amount of Rewards you have accumulated will be reflected in your Debbie account.
Once you have accumulated the Minimum Threshold of Rewards in your account, you may elect to redeem your Rewards for cash to a linked Venmo account, or to have a check mailed to your physical address. You must link your Venmo account to your Debbie account, or provide us with your physical address, in order to redeem your Rewards.
If you have not claimed your Rewards or provided the necessary information to us for us to send you your Reward within 180 days of qualifying for the Reward, Debbie retains the right to cancel that Reward and revoke eligibility for that Reward.
Attempts to create fake accounts, engage in fraud with respect to the Program, or otherwise violate these Program Terms, the Debbie Terms of Service, or applicable laws, will result in immediate suspension of your account, forfeiture of any benefits or funds awarded during this Program, and referral to any appropriate credit and/or law enforcement authorities.
Other Important Terms and Conditions
Any notices, disputes, or issues arising from this Program will be subject to provisions and procedures set forth in the Debbie Terms of Service. To the extent there is a conflict between these Program Terms and the Debbie Terms of Service, these Program Terms will prevail. Debbie reserves the right to alter, change, and/or terminate, at any time and for any reason, these Program Terms and/or the Program, which may result in the cancellation of a Reward. In addition, Debbie reserves the right to immediately disqualify you from the Program if you have violated these Program Terms, or if you have, in its sole determination, engaged in suspicious, fraudulent, or abusive conduct, or otherwise misused the Program.