Debbie Blog

Medical debt has historically affected credit scores, but a recent federal rule change will significantly alter its impact. Understanding these changes can help you take proactive steps to protect your finances.

The Kikoff Secured Card is designed to help consumers build or improve their credit history with minimal financial risk. Unlike traditional credit cards, it offers a unique structure that makes it accessible to those with limited or poor credit histories.

When it comes to managing your money, where you do your banking matters. Two of the most popular options are credit unions and traditional banks. While both offer similar services, they differ in structure, purpose, and benefits. Here's a breakdown to help you decide which one might be the better fit for your needs.

As Donald Trump returns to the White House, millions of student loan borrowers are focused on how federal student loan forgiveness programs might change. The Biden administration implemented several policies to expand access to debt relief, but ongoing legal and administrative challenges have left the system uncertain. Here’s an overview of where things stand and what borrowers might expect moving forward.

Every new year comes with a fresh wave of motivation to improve our finances. But as the months go on, it’s easy for those money resolutions to lose their momentum. If you’ve resolved to save more, spend smarter, or pay off debt this year, here are practical strategies to help your financial goals stick.

The holiday season can bring joy, but it can also leave behind an unwelcome guest: holiday debt. If your celebrations led to overspending, don’t stress—there are actionable steps you can take to help you pay it off quickly and start the new year on stronger footing.

The holiday season often comes with a welcomed surprise—a holiday bonus. Whether it’s a small or big token of appreciation, a holiday bonus can be an excellent opportunity to set yourself up for financial success in the new year. Here’s how to make the most of your extra cash.

Whether you want to master budgeting, invest with confidence, or break free from debt, personal finance books can offer the knowledge and inspiration you need to take charge of your money. So, here’s a list of the best personal finance books to kick off 2025 and set yourself up for success.

It’s tempting to indulge in new luxuries when you get a big promotion, but while these expenses can feel like a well-deserved reward for your hard work, unchecked spending can quickly lead to lifestyle inflation— where your expenses grow at the same rate as your income, leaving little room for savings or financial security. So, here’s how to keep lifestyle inflation in check while still enjoying the benefits of a higher income.