Debbie Blog

It’s tempting to indulge in new luxuries when you get a big promotion, but while these expenses can feel like a well-deserved reward for your hard work, unchecked spending can quickly lead to lifestyle inflation— where your expenses grow at the same rate as your income, leaving little room for savings or financial security. So, here’s how to keep lifestyle inflation in check while still enjoying the benefits of a higher income.

Black Friday is almost here, and with it comes a whole lot of discounts, and limited-time offers. While it's a fantastic opportunity to snag deals on holiday gifts or big-ticket items you've been eyeing, it’s also easy to get caught up in the frenzy and spend more than you planned. So here are some tried-and-true tips to help you score those Black Friday deals without overspending.

As a freelancer, negotiating your income is crucial to maintaining a fulfilling career. Here’s a guide to help you successfully negotiate your rates as a freelancer.

Let’s be real—most of us spend a good chunk of our day scrolling through social media. Whether it’s Instagram, TikTok, or Facebook, these platforms have become a huge part of our lives. But have you ever wondered if all that scrolling is making you spend more money than you planned?

When we think about financial freedom, it’s easy to focus on the numbers: How much money can I save? How can I maximize my earnings? What investments will yield the highest returns? And while, yes, these questions are important, financial freedom is about more than just building wealth. True financial freedom involves finding a balance that aligns with your emotional and psychological well-being, not just your bank account.

Saving money every month doesn’t have to be difficult. With a few simple changes to your daily habits, you can significantly cut costs and boost your savings. Here are 10 easy ways to save money each month that will help you reach your financial goals faster. 🙌

If you’ve been on TikTok or Instagram in the last months, you’ve probably encountered people trying to reset their spending habits and improving their savings through a no-spend month. But what exactly is a no- spend month, and is it even worth it?

Budgeting is often seen as a private matter, something to be kept behind closed doors and discussed only with a select few. But, thanks to TikTok’s loud budgeting trend, speaking about your finances openly and honestly is now common practice, and can help you achieve your financial goals.

Filing taxes is a task that many people tend to procrastinate. But, there are numerous advantages to filing your taxes early. Here’s why filing early can be a smart financial move.