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Get Paid to Pay Off Your Debt

Cut your APR in half*. Earn cash back over time by completing money challenges. 100% free.

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A smartphone with Debbie app on screen. It shows basic functionality of the app, like debt pay-off goals, progress and money psychology courses.

Join the Debbie Fam

Los Angeles, CA
Detroit, MI

Debbie has really given me a new outlook on finance. I feel a lot more in control of things instead of just kinda...logging into my bank account and guessing.

Debt paid:

Debbie has helped me develop a better relationship with money, a connection with an active community and create better habits.

Debt paid:
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Weekly money psychology lessons

We help you understand your relationship with money and build better habits over time.

Unlock a lower interest rate**

As you improve, you can qualify to refinance their credit card debt for a lower interest rate (APR 9.99-16.99%) through our Rate Crusher Marketplace.

Get rewarded for debt payoff and savings.

Active Debbie users save $100-$200/mo, and earn cash doing it.


How Debbie works

Smartphone image
You are in control!For long term victories, set short-term goals.
Good habits are rewarding.
You are in control!App screen that shows debt paying off progress

Hook up and track your debts and savings, all in once place

Debbie helps you visualize your debt payoff progress.

For long term victories, set short-term goals.

Upgrade your money psychology with our free course.

Every week, receive money psychology tips and challenges that get you one step further towards debt freedom.

Good habits are rewarding.

Unlock Rate Crusher

Debbie works with credit union partners on our Rate Crusher Marketplace who can help you refinance your high interest debt for a much lower rate, reducing your overall debt burden.

About Debbie

What is Debbie?

Debbie is where you start your journey to debt freedom. This is the program that guides, motivates, and rewards you for paying off debt! Debbie users have paid off 3x more debt than the average borrower, as well as saved around $100/month on average. Do you want to be part of this elite crowd? đź‘€

How does Debbie work?

At the core of Debbie is a psychology-based debt payoff program, where we help you understand your money mindset, set goals, track your progress, and earn rewards when you reach milestones! Each part of the Debbie program will help you gain the knowledge and tools to upgrade your habits, stay out of debt forever, and build wealth.

Is Debbie free?

Yes, Debbie is 100% free 🙌

How does Debbie make money?

Debbie partners with financial institutions that want to see you succeed. What’s in it for them? Well, you’re paying bills on time and using their savings account - they like that. Debbie makes money in two ways. 1) In addition to the rewards, our financial partners pay us a fee to offer the Debbie program. 2) We help you unlock financial products at better rates. When you do unlock it, the partner pays us for the new business.

5/5 App Store rating
Has really helped my debt payoff!

Love how this app rewards you for your progress. The streaks have helped me make substantial progress on my debt, and the quick wins have taught me lots about financial literacy. Thanks Debbie!!!

5 stars rating on app store
Easy to use and modern looking

This has turned into my favorite app. I love how intuitive and interactive it is. Getting $ to connect my credit card account, no financial institution does this!

5 stars rating on app store
Love Debbie!

Earning money by paying off debt is incredibly motivating. The learning pathways are helpful for general financial education. The developers have been receptive to feedback and are actively working to improve the app, which I love!

5 stars rating on app store

Ready to crush debt?

Join here. Terms apply.

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