Get the App

Rewards for Paying Your Debt and Saving

Earn cash rewards for paying credit card bills on time, adding to savings, and paying down debt. Active Debbie users earn $50 in their first 3 months.*

Start now
A smartphone with Debbie app on screen. It shows basic functionality of the app, like debt pay-off goals, progress and money psychology courses.

Join the Debbie Fam

Los Angeles, CA
Detroit, MI

Debbie has really given me a new outlook on finance. I feel a lot more in control of things instead of just kinda...logging into my bank account and guessing.

Cash earned

Debbie has helped me develop a better relationship with money, a connection with an active community and create better habits.

Cash earned
Previous slideNext slide

Weekly money psychology lessons

We help you understand your relationship with money and build better habits over time.

Unlock a lower interest rate**

As you improve, you can qualify to refinance your credit card debt for a lower interest rate (APR 9.99-16.99%) through our Rate Crusher Marketplace.

Get rewarded for savings and debt payoff.

Active Debbie users save $100-$200/mo, and earn cash doing it.


How Debbie works

Smartphone image
You are in control!For long term victories, set short-term goals.
Good habits are rewarding.
You are in control!App screen that shows debt paying off progress

Hook up and track your debts and savings, all in once place

Debbie helps you visualize your money progress.

For long term victories, set short-term goals.

Set up your financial goals, and earn cash for meeting them.

Set up money goals, and complete weekly money psychology tips and challenges to earn cash. Get motivated on your journey to financial freedom.

Good habits are rewarding.

Unlock better interest rates

Debbie works with credit union partners in our Rate Crusher Marketplace who can help you get higher interest rates on your savings, while refinancing your high interest debt for a much lower rate.

About Debbie

What is Debbie?

Debbie is where you start your journey to financial freedom. This is the program that guides, motivates, and rewards you for saving and paying off debt! Debbie users have paid off 3x more debt than the average borrower, as well as saved around $100/month on average. Do you want to be part of this elite crowd? đź‘€

How does Debbie work?

At the core of Debbie is a psychology-based financial program, where we help you understand your money mindset, set goals, track your progress, and earn rewards when you reach milestones! Each part of the Debbie program will help you gain the knowledge and tools to upgrade your habits, build your emergency fund, stay out of debt forever, and build wealth.

Is Debbie free?

Yes, Debbie is 100% free 🙌

How does Debbie make money?

No, we do not sell your data. Debbie partners with financial institutions who sponsor the experience and want to see you succeed. What’s in it for them? Well, you’re setting up an account with them to unlock rewards, and paying your bills on time - they like that. Debbie makes money in two ways. 1) In addition to the rewards, our financial partners pay us a fee to offer the Debbie program. 2) We help you unlock financial products at better rates. When you do unlock it, the partner pays us for the new business.

5/5 App Store rating
Has really helped my debt payoff!

Love how this app rewards you for your progress. The streaks have helped me make substantial progress on my debt, and the quick wins have taught me lots about financial literacy. Thanks Debbie!!!

5 stars rating on app store
Easy to use and modern looking

This has turned into my favorite app. I love how intuitive and interactive it is. Getting $ to connect my credit card account, no financial institution does this!

5 stars rating on app store
Love Debbie!

Earning money by paying off debt is incredibly motivating. The learning pathways are helpful for general financial education. The developers have been receptive to feedback and are actively working to improve the app, which I love!

5 stars rating on app store

Ready to be financially free?

Join here. Terms apply.

Start now