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Yes, you heard that right. The IRS is actually capable of doing something for free. If your adjusted gross income is less than $73,000, you qualify for Free File. To use the program, you’ll need your last year’s AGI, your Social Security number and all the required tax forms. Next, you’ll pick the software to use — you can browse all available options or use the lookup tool that chooses the best matches for you based on factors like your income and location. And the best part? It's free! Well, except for the fact that you still have to pay your taxes, but let's not focus on that.
If you're like me and have no idea what half of the tax forms mean, then TurboTax is the way to go. It's like having a personal tax assistant, but without the high price tag. Based on your needs, theres different tiers you can choose from. Pro tip- you can choose to have the fee taken out of your tax return and pay nothing upfront.
Plus, they have a sassy little mascot named Turbo who will guide you through the process. Who doesn't love a little cartoon character to keep them company? (you can’t fall in love with Turbo though, Debbie is your one and only)…
Now, this option may not be as cheap as the other two, but it's definitely the easiest. Hiring a professional to do your taxes is like having a personal chef cook for you - it's a luxury. And let's be real, who doesn't want to feel like a celebrity for a day? Plus, you can sit back and relax knowing that someone else is dealing with all the confusing tax jargon.
So there you have it, folks. Three ways to file your taxes this year, and none of them involve pulling your hair out. Whether you choose the IRS Free File, TurboTax, or hiring a professional, just remember to file on time and keep that smile on your face (even if it's fake).
Happy filing, and may the tax gods be ever in your favor.
Debbie is an app that uses behavioral psychology and prizes to help you pay off debt for good. The app rewards you for paying off debt with lower interest rates on your current credit, as well as cash. Start our free money psychology course today to get qualified. Start Now →
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On today's Ask Debbie, we discuss our preferred gifts for those looking to keep a tight budget.