Debbie Blog

When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. University Federal Credit Union (UFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the UFCU membership perks we love…

When it comes to managing debt, finding the right financial tool can make a difference in your journey toward financial freedom. Two popular options for consolidating and paying off debt are personal loans and balance transfers. Each has its own set of advantages and drawbacks, and understanding these can help you choose the best option for your situation. So, let’s put personal loans and balance transfers head-to-head to see which one might be right for you.

Debt settlement is a popular solution for individuals struggling with overwhelming debt. But, one major concern that often comes up is how it might impact credit scores. So what does debt settlement entail, how does it affects your credit, and what you can do to mitigate any potential negative impacts?

When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. Lafayette Federal Credit Union (LFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the LFCU membership perks we love…

When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. Community Financial Credit Union (CFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the CFCU membership perks we love…

Debt settlement programs promise to negotiate with creditors on your behalf to reduce your debt. Not all of these companies are bad - but, with these promises come numerous stories of scams and failed negotiations, leaving many to wonder: is debt settlement a scam?

Having a less-than-perfect credit score can make it challenging to access credit and financial opportunities. However, it's important to know that all hope is not lost. Many financial institutions and credit providers offer credit options for individuals with bad credit, and with some strategic steps, you can improve your financial situation.

Do you feel like your bills always manage to be due before you get paid your bi-weekly? I bet this causes a lot of annoyance - now, there are lots of earned wage access apps, like Earnin and Moneylion, that help you get your money early. But what if you could sync up your bills with your paydays? When your payments line up with your income, you dodge those pesky late fees, slash those interest charges, and make your financial journey a whole lot smoother. So, stick around, and we'll show you the ropes on how to make it happen!

Personal loans and balance transfers are two popular ways to consolidate debt and get a lower interest rate. But which one is right for you?