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Having a less-than-perfect credit score can make it challenging to access credit and financial opportunities. However, it's important to know that all hope is not lost. Many financial institutions and credit providers offer credit options for individuals with bad credit, and with some strategic steps, you can improve your financial situation.
Do you feel like your bills always manage to be due before you get paid your bi-weekly? I bet this causes a lot of annoyance - now, there are lots of earned wage access apps, like Earnin and Moneylion, that help you get your money early. But what if you could sync up your bills with your paydays? When your payments line up with your income, you dodge those pesky late fees, slash those interest charges, and make your financial journey a whole lot smoother. So, stick around, and we'll show you the ropes on how to make it happen!
When it comes to managing your finances, you have several options for where to store your hard-earned money. While each has its merits, credit unions often stand out as a hidden gem in the world of personal finance. Here’s why.
0% APR loans are a great way to borrow money without having to pay interest. However, they are not always easy to find. Here are a few places where you can get a 0% APR loan:
Do you have a lot of debt? Are you struggling to make your monthly payments? If so, a debt consolidation loan may be a good option for you 😉
When you're buying a home, a car, or taking out a personal loan, it’s important to rate shop to compare rates from multiple lenders. Here’s how to be sure you're getting the best possible deal.
You have a bunch of high interest debt, and you’re trying to get a personal/debt consolidation loan for a lower interest rate (APR). You spend 10 minutes putting in all your information into a loan application, and POOF, you’re denied. Why?
If you’re carrying credit card debt, chances are you’ve seen those advertisements from debt settlement companies that promise to negotiate with your creditors and settle your debt for a fraction of what you owe. Is it worth it? Lets dive into the details of working with a debt settlement company:
Alright, buckle up buttercups, because we're about to talk about everyone's favorite topic: loan payments. Let's face it, keeping up with loan payments is hard. Maybe we took out a loan to get a better rate on our credit card debt, a new car, or have our dream wedding, but now the payments are piling up, and we're struggling to keep up. So, how do we avoid falling behind on bills, and what do we do if we do fall behind? Let's get into it.
We all know that being famous comes with its perks - the lavish lifestyles, the designer clothes, and the never-ending streams of cash. But what happens when you spend too much? Here are some of the most memorable cases of famous people who have faced financial troubles by overspending.