Authors

Rachel Lauren

COO & Co-founder

Previous financial analyst and investor turned fintech entrepreneur. Rachel’s experience spans consumer marketing, business development/sales, day-to-day operations, financial modeling/analysis. Rachel started Debbie, an app that uses behavioral psychology and prizes to help you pay off debt for good.

Posts by this author

Debt Settlement

How Much Does Debt Settlement Cost?

Debt settlement can be a viable option for individuals struggling with overwhelming debt, but it does come at a cost. Understanding the financial implications of debt settlement can help you determine whether it is the right choice for your situation.

April 28, 2025

Product Reviews

Review: Rize CU's High Yield Checking

Rize Credit Union's Rize™ Checking account offers a compelling high-yield option for those seeking to maximize returns on their checking balances. As of April 1, 2025, the account provides a 7.50% Annual Percentage Yield (APY) on balances up to $5,000, with amounts exceeding this earning 0.05% APY.

April 28, 2025

Credit Cards/Personal Loans

Same Day Loans that Accept Cash App

Over the last few years, Cash App has gone from being just a way to split dinner with friends to something that feels a lot like a full-on bank account. With features like direct deposit, a debit card, investing, and even tax filing, it’s no wonder more people—especially younger users—are starting to treat Cash App as their primary banking tool. Notably, a survey by TD Cowen revealed that approximately 40% of consumers aged 18 to 34 are open to using Cash App as their primary banking service.

April 29, 2025

Start earning rewards for reaching your goals.

Claim my first $5

* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.

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** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.