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Rachel Lauren

Rachel Lauren

COO & Co-founder

Previous financial analyst and investor turned fintech entrepreneur. Rachel’s experience spans consumer marketing, business development/sales, day-to-day operations, financial modeling/analysis. Rachel started Debbie, an app that uses behavioral psychology and prizes to help you pay off debt for good.

Posts by this author

User Stories
How Joshua St. John is Tackling Debt and Finding Balance After Divorce

How one Debbie user is blending strategy, resilience, and a love of barbecue on his financial journey.

October 16, 2025
Side Hustles/Income
All the Ways You Can Get Cashback at Albertsons

Discover every way to earn cashback at Albertsons. From Albertsons for U™ rewards to credit card perks, cashback apps, and Debbie Rewards—maximize your grocery savings every trip.

October 15, 2025
Side Hustles/Income
All the Ways You Can Get Cashback at Kroger

Learn every way to earn cashback at Kroger—from digital coupons and the Kroger Mastercard to third-party apps and Debbie Rewards. Maximize your grocery savings today.

October 15, 2025
User Stories
How a Therapist Is Paying Down Debt and Healing Her Relationship with Money

How one Debbie user is blending emotional insight with financial progress—while supporting others on their journeys, too.

August 5, 2025
User Stories
How Suzanne Cohen Is Paying Off Debt and Finding Peace After Loss

How one Debbie user is navigating grief, building financial stability, and creating a legacy of strength for her family.

August 5, 2025
User Stories
How Sherrie Kleitch is Saving for Retirement and Reshaping Her Finances in Small-Town Michigan

How one Debbie user is preparing for the future, building better habits, and uplifting her community through storytelling.

August 5, 2025
User Stories
User Spotlight: How Beth Turned Her Financial Stress into Confidence with Debbie

How one user’s journey with Debbie changed everything.

August 4, 2025
Credit Cards/Personal Loans
Best Credit Union Balance Transfer Offers (2025): No Fee & Low APR

Find the best credit union balance transfer offers for 2025 with no fees and low APRs. Save on interest and pay off debt faster with these member-friendly credit card options.

July 14, 2025
Credit Cards/Personal Loans
How Balance Transfers Work: 0% Interest Credit Card Tips & Traps

Learn how credit card balance transfers work, when a 0% interest offer is worth it, and the traps to avoid. Save money on debt with these practical tips before you apply.

July 14, 2025

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Copyright © Debbie Inc. 2022 All Rights Reserved

* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.

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** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.