Debbie Blog

The best kind of loan is the one with 0 interest - however, usually the only ones willing to give you an interest free loan is a friend or family. Asking someone you love for money can feel shameful and embarrassing, and it’s not always the best possible option depending on your history, but it’s often better than taking out a high interest loan. Here are some tips on when and how to approach your family and friends for money.

We all set New Year’s Resolutions, but most of us don’t keep them. The big mistake most of us make is in making the goal too high and vague. Think about the last time you set a resolution, did it sound like this? “I plan to work out more” “I will save more” “I will live a healthier lifestyle”

This year marks year 2 of our budget holiday gift guide. We plan to make this an annual tradition, so those of us budget-conscious folks can find the best gifts/deals that their family and friends will love.

It’s easy to get caught up in all the sales going on right now, even if they’re not that interesting. You know you need to buy gifts for family and friends, and everyone is offering some percentage off right now. Here is how to become the Black Friday Bandit (i.e. be so good at Black Friday deals you’re practically stealing).

Psychologist have long referred to our subconscious as a fight between the elephant (our irrational, impulsive side) and the rider (our analytical, reasonable side). The elephant is the one who wants the new phone that just came out, while the rider knows that we just bought a new phone 6 months ago and don’t need a new one.

And here it is, our top 5 best debt reduction methods - each of these has its pros and cons, but hopefully one of these will set you on the right track.

Short answer - yes!!! You’re probably wondering why? You may want to pay off your debt as quickly as possible by putting all of your extra income towards loans. It may seem counterintuitive, but saving will help you stay on track with your debt payoff journey. Here’s how:

From gas to rent to groceries - the cost of just about everything is on the rise. With inflation now at record levels in 40 years, who couldn’t use some extra cash? 💸

Early last month, Biden’s administration announced the long awaited student loan forgiveness plan. Of course, there are lots of questions around eligibility and what this plan might mean for you. Let’s answer them!