Debbie Blog

Debt settlement is a popular solution for individuals struggling with overwhelming debt. But, one major concern that often comes up is how it might impact credit scores. So what does debt settlement entail, how does it affects your credit, and what you can do to mitigate any potential negative impacts?

When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. Lafayette Federal Credit Union (LFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the LFCU membership perks we love…

When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. Community Financial Credit Union (CFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the CFCU membership perks we love…

Debt settlement programs promise to negotiate with creditors on your behalf to reduce your debt. Not all of these companies are bad - but, with these promises come numerous stories of scams and failed negotiations, leaving many to wonder: is debt settlement a scam?

Money isn't just about dollars and cents; it's tied to your emotions, thoughts, and experiences. Understanding the psychology behind your financial decisions can shed light on why we handle money the way we do and help us find ways to hack it to make your life easier. 😉

Investing can feel like a daunting move, especially for beginners. The fear of losing hard-earned money can hold many back from taking the plunge into the world of stocks, bonds, and other investment opportunities. But, the fact of the matter is that overcoming this fear is essential for building wealth and securing a financially stable future.

If you’ve been on TikTok or Instagram in the last months, you’ve probably encountered people trying to reset their spending habits and improving their savings through a no-spend month. But what exactly is a no- spend month, and is it even worth it?

Budgeting is often seen as a private matter, something to be kept behind closed doors and discussed only with a select few. But, thanks to TikTok’s loud budgeting trend, speaking about your finances openly and honestly is now common practice, and can help you achieve your financial goals.

Asking for a raise can be one of the most nerve-wracking conversations you have in your professional life. But, with the right approach and preparation, it can also be a rewarding experience that leads to increased satisfaction and financial stability. So let’s discuss some key steps to help you navigate the process of asking for a raise, along with a free template to guide you through the conversation.