Review: Meridian Trust CU's Reverse Tier Money Market Account

Meridian Trust's Reverse Tier Money Market account is a great option for anyone looking to earn meaningful interest on their everyday money. As of April 2025, it offers up to 6% APY on balances up to $2,000, and scales down as the balance increases, making it a great for emergency savings.

Key Features

• Competitive APY: Earn up to 6.00% APY on balances up to $2,000—well above what traditional savings accounts offer.
• No Monthly Fees or Minimum Deposit: Unlike other money market accounts, there is no minimum deposit or monthly fee
• Access for Wyoming and some Colorado residents: Access to this product is limited to folks living in Wyoming, and some parts of Colorado

Considerations

• Interest only applies to the first $2,000; amounts above this earn a lower rate.
• Membership is easy, but not automatic—you can qualify by being a resident of Wyoming and some parts of Colorado, or making a small donation to Meridian Trust's foundation.

The Bottom Line

For everyday users who want a great savings rate, Meridian Trust offers a strong APY and modern banking features. It's a great fit for those keeping moderate balances and looking for more return without tying up funds in a CD.

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Advertiser Disclosure: Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how they appear on a page. However, our opinions are our own. Here’s a list of our partners.

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